Now you can safely accept checks on your web page, have the checks approved and available for printing, then deliver your service or product immediately. (Available only for United States of America checking accounts with U.S. funds)

CrossCheck offers two programs to choose from that allow you to do this:

ScriptURL Program–

For simple development purposes, you can use our ScriptURL program. With this, you will "link over" your customer from your web page to http://cross.checksbynet.com so they may write a check to you and return to your web site. At the same time you are sending the customer to us, you may tell us where you want to send the customer once they finish writing the check. When the customer returns back to you, we will include the status of the transaction. ChecksByNet takes care of the error checking on the transaction and lets you know whether the check receives an approval or not. When the customer finishes writing the check, we will send them to the URL you specify along with the status of the transaction.

Response Program –

With ChecksByNet’s Response program, you can integrate ChecksByNet fully into your web site by posting all the check information your customer submits to http://cross.checksbynet.com in one full URL. By doing this, you will need to check for any errors when asking for the check information. When posting the check information to our Response Program, we will return a response, or multiple responses for a result. Depending on the response, your script will check the responses and inform your customer that the transaction was successful or provide information regarding the status of their entry. The Response Program is appropriate for merchants that do not want their customers to "link over" to a different web site and/or want the continuity of the design of their web site.

ChecksByNet can now be utilized to inform your script or program when a customer’s check receives an approval or decline from CrossCheck. At the same time, you can direct a customer to any URL, depending on the response received from CrossCheck. By directing your customer to us, we will take care of all the error checking while your customer is writing a check. You need to place the URL to ChecksByNet on your web page, and specify a URL after the "ScriptURL" parameter at the end.

The following are instructions for setting up ScriptURL:

• Include this image on your web page as a link: You can locate this image at http://www.checksbynet.com/media/littlechecks.gif.

• Hyperlink this image to this address:

Example of HTML code

Must be entered within the body of html:

<a href="https://cross.checksbynet.com/consumer/checks.asp?paytoid=###########&scriptURL=https://cross.checksbynet.com/answer.asp?ordernumber=12345">
<img src="http://www.checksbynet.com/media/littlechecks.gif">
</a>

ChecksByNet Response Merchant Information

Table of Contents:

• How ChecksByNet Response Works
• For Testing
• Required Fields
• Response Information
  • Conclusion Responses
  • Validation Responses
• Required URL Format
• Additional Fields
• Rules on ChecksByNet Integration
• Agreement Information
• Decline Information

How ChecksByNet Response Works

ChecksByNet Response will allow you to integrate ChecksByNet into your web site without having to "link over" to ChecksByNet. You will have full responsibility of creating the necessary page(s) along with the required information we provide to you. You will gather all of the check information (available only for United States of America checking accounts with U.S. funds) from the customer on your web site, then post it to ChecksByNet from a form. ChecksByNet’s response code or multiple response codes will be redirected back to you with the response(s) appended at the end of the query string. You will need to write a custom application to act on a response issued from ChecksByNet. Depending on the response(s) received, you will need to create the corresponding response page(s) and display them to the customer.
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For Testing

Note: It is required that all of the check information is posted to ChecksByNet from a form. If a CGI program cannot post the information to ChecksByNet, you will need to generate a form from that program. This way they can verify the results, and submit these results from this form to ChecksByNet.

To perform a test transaction, complete the form with the required information. Depending on the test being performed, enter the following values for the routing number, account number, and driver’s license number:

Testing:
Use check number: 123
For Driver's License State enter: ZZ
For Driver's License Number enter: 12345
For Personal MICR enter: S123456780S123456789S123
For Business MICR enter: S123SS123456780S123456789S

Check Amount:

Please use $2.00 for test check transaction amount as much as necessary when testing.

To test with your "paytoid" number for a test response:

Use check number: 123
For Personal MICR enter: S123456780S67890S123
For Business MICR enter: S123SS123456780S67890S
For Driver's License State input: ZZ
For Driver's License Number input: 12345

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